To help your business grow we support you with a wide range of sharia compliant products and services:
Features and Benefits
- Free cheque books*
- Free Platinum MasterCard debit card for sole proprietorships and single signatory accounts
- Free access to Online and Mobile banking application
- Free local and international transfers through mobile banking
- WPS payroll processing facility at competitive rates
- Dedicated relationship manager for all your banking needs
- Staff Medical Insurance in easy monthly installments
- AED checking account (2 in 1 account) with profits based on the concept of “Mudaraba”
- Minimum balance to earn profits is AED 10,000 per quarter
- 24/7 access to contact center through our toll free number
- 24/7 access to cash deposits and withdrawals through CCDMs and ATMs
For more details, please visit our nearest branch or call 80022.
Accounts Charges
| Account Opening Fees | No Charges | رسوم فتح الحساب |
| Account Closure Fee (if closed within 6 months) | AED 100 (per account) | رسوم إغلاق الحساب (إذا تم إغلاقه خلال 6 أشهر) |
| Minimum balance requirement for Company Account | AED 5,000 | الحد الأدنى للرصيد المطلوب لحساب الشركات |
| Minimum balance charges for Company Account | AED 100 (per account) | الرسوم الشهرية اذا قل رصيد الحساب التجاري عن الحد الادنى المطلوب |
| Savings Account (Minimum Balance Requirement) | AED 3,000 | حساب التوفير (الحد الأدنى للرصيد) |
| Current Account (Minimum Balance Requirement) | AED 3,000 | الحساب الجاري (الحد الأدنى للرصيد) |
| Monthly charge if the account balance falls below the minimum required (for both Saving & Current) AED/USD/EUR/GBP | AED 25 or equivalent in other currencies (per account) | الرسوم الشهرية اذا كان رصيد الحساب اقل من الحد الادنى المطلوب (فقط بالنسبة للحساب الجاري والتوفير) درهم/دولار/يورو/جنيه استرليني |
| Standing Instruction / Direct Debit Set up (Other than Ajman Bank internal transactions) | AED 50 (per request) | انشاء تعليمات مستديمة / تعليمات الخصم المباشر (للمعاملات خارج مصرف عجمان) |
| Insufficient funds fee for Standing order/Dierct Dibet Authority | AED 25 (per transation) | رسوم عدم توافر رصيد للتعليمات المستديمة /تعليمات الخصم المباشر |
| Balance confirmation letter | AED 50 (per request) | شهادة رصيد الحساب |
| Dormant Account Activation Charges | No Charges | رسوم تفعيل حساب غير متحرك |
| Monthly e-statement of account | No Charges | كشف الحساب الإلكتروني الشهري |
| Adhoc Physical Statement of account on request per cycle (per month) | AED 25 | كشف حساب اضافي عن كل دورة ( شهريا”) |
| Teller Services (6 Free per Month) | Additional at AED 10 per transaction | رسوم استخدام الصندوق أو الصرّاف (6 معاملات مجانية شهريا”) |
| Bulk Cash Deposit & Withdrawal at teller counter (AED) | No Charges | إيداع وسحب نقدي بالجملة لدى الصراف (درهم إماراتي) |
| Foreign currency deposit & withdrawal in foreign currencies | 1 % of the amount | إيداع وسحب العملات الأجنبية |