The Free for Life Smart Platinum Covered Credit Card is exactly that – FREE FOR LIFE!
That means we will not ever charge you an annual fee while you hold your card. We offer competitive pricing without any hidden charges and a price commitment that your Murabaha profit rate will always remain fixed.
Warning
- If you do not make the payments of your minimum due amount on credit cards, you will pay a Late Payment Amount applicable as per the schedule of fees available on our website. This may affect your credit rating, which may limit your ability to access financing or credit products in the future
Features and Benefits
To view Features and Benefits, please click here
Balance Transfer
Pay the outstanding balance on your other UAE credit cards with your Al Hilal Bank Card with our Balance Transfer facility at a 0% profit rate and a flexible repayment term.
Terms & Conditions
- Up to 90% of your available credit limit can be accessed
- Minimum amount for Balance Transfer is AED 1000
- To know more about our updated pricing and utilise the benefit, please contact us on 600522229
Instant Cash
Get cash against your available credit limit transferred into an account anywhere in the UAE and benefit from 0% profit rate and a flexible repayment term.
Terms & Conditions
- Up to 80% of your available credit limit can be accessed
- The minimum amount for Instant Cash is AED 5000
- Funds will be transferred to the beneficiary’s account anywhere in the UAE in AED currency
- To know more about our updated pricing and utilise the benefit, please contact us on 600522229
Exclusive Rewards
- Earn 1.5 joud rewards for every AED 1 spent overseas
- Ear 1 joud reward for every AED 1 spent locally
Joud Reward Points can be redeemed for an array of benefits For more details on point earning and the Joud Reward program, visit joud.alhilalbank.ae.
Digital Ready
Add your Al Hilal Bank Smart Platinum Covered Credit Card to your digital wallet and simply tap your device to make payment for your purchases. Pay with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay
Superior Travel and Living
- Airport dining discounts with DragonPass Dine & Travel mobile app
- Up to 25% off stays at Jumeirah properties
- 20% off at Jumeirah Restaurants
- 20% off at Meraas Dining establishments
- Buy One, Get One Free ENTERTAINER offers at 40 selected merchants
Golf Access
Card holders can indulge their passion for golf with reduced prices at various golf clubs across the globe. Simply call in advance or download the SpikesOn app to book and pay via the app.
Fees and Charges
Please refer to the Schedule of Fees.
Terms and Conditions
To view the Terms and Conditions, please click here.