Personal loans from the Bank of Baroda offer a quick and easy solution to all your urgent financial needs. Whether you need funds for a medical emergency in your family, your sibling’s wedding, or renovating your home, a personal loan can finance all your requirements.
Personal loans have many advantages over other forms of credit, such as credit cards and informal loans from friends, family members, or untrustworthy financiers. Most salaried persons, self-employed, and professionals can apply for personal loans. With attractive interest rates, minimal documentation, and speedy processing, Bank of Baroda offers among the best personal loans today
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Advance Against Property to Individuals
- Age- Individual- Min. 21 Years
- Max. Salaried- 65 years Non salaried – 70 years including loan tenor
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Advance Against Property to Non Individuals
- Tenor – Term Loan – Max. 7 Years
- Overdraft- 12 Months subject to annual review with 15% annual step down in the limit
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Car Loan
- Flexible repayment options up to 48 months(new cars) & 36 months (used cars)
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Home Loans
- Baroda home Loans offer you the flexibility for acquiring ready to occupy house/flat from developers or by choosing re-sale properties and takeovers from other banks.
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Salary Linked Personal Loan
- Higher limit of up to AED 500,000 & Repayment period of up to 48 months
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Top up Loan
- Maximum- For salaried Class – 65- years at loan maturity For Others – 70- years at loan maturity
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