Our drive for excellence pushed us to diversify our products and services on an international scale, ensuring our clients are supported with all their banking needs.
VISA and Master Card Debit Cards
Benefits
- Five-year card validity
- The card is issued by opening a current account, a saving account or a day-by-day account
- Used in cash withdrawals and purchases inside and outside Egypt
- The card could be linked with maximum six additional accounts (current – saving – certificates ….) besides the primary account
- Card holder has the ability to transfer from one account to another through BM ATMs
- Account balances inquiry that are linked to the card through BM ATMs 24/7
- Offers and discounts are being granted at the best commercial centers inside and outside Egypt through the following applications: –
- For MasterCard: MasterCard buy 1 get 1 application
- For Visa: Visa explore application
- Checking account balances that are linked to the card through subscribing to BM’s free service “Online Banking”, available on http://www.banquemisr.com/en
Usage Limits
| Usage Limits | Details |
| Limit of Online Purchasing Inside Egypt | 400000 EGP Monthly With Maximum 8 times Daily |
| Limit of Online Purchasing Outside Egypt | 400000EGP Monthly With Maximum 8 times Daily |
| Purchase inside Egypt | No limit per day |
| Purchase outside Egypt | Equivalent to USD 9000 per month |
| Cash withdrawals from BM ATMsOther Banks’ ATMs & POS inside Egypt | Maximum EGP 10000 per day-Maximum 5 times per day |
| Cash withdrawals from BM POS inside Egypt | EGP 150000 Per day |
| Cash withdrawals from ATMs & POS outside Egypt | USD 500 per Month |
Fees and Commissions
| Fees and Commissions | Details |
| Card Issuance | EGP 30 |
| Renewal | EGP 30 Annually |
| Card Issuance for supplementary and Renewal | EGP 30 |
| Replacement of Lost or Damaged Card | EGP 30 |
| Password setup /Reset password | EGP 15 |
| Card issued on day by day accounts | EGP 20 Annually |
| Cash Withdrawal using from BM ATM and POS networks | Free |
| Cash Withdrawal using ATM networks of other banks inside Egypt (via EBC network) | EGP 5 |
| Cash Withdrawal using ATM networks of other banks inside Egypt (Via VISA- MASTERCARD Network) | EGP 5 |
| Cash withdrawal using POS of other banks inside Egypt | EGP 10 + 0.33% (VISA+MASTERCARD) |
| Cash Withdrawal using ATM/POS networks of other banks outside Egypt | EGP 50 + 3% (VISA +MASTERCARD) |
| Account balance inquiry at BM ATM network | Free |
| Account balance inquiry using ATM network of other banks inside Egypt | EGP2 per transaction |
| Account balance inquiry using ATM network of other banks outside Egypt | EGP 3 per transaction |
| Outside usage | 3% of total transaction’s value |
| customer disputed transactions that are not entitled to customer, whether through (fax – email – mail – call center) | EGP 50 |
| Maximum number of debit cards for one customer | No Limit |