Visa Platinum Debit Card
Benefits
- The card is issued by opening a current account, a saving account or a day by day account
- Used in cash withdrawals and purchases inside and outside Egypt
- The card could be linked with maximum six additional accounts (current – saving – certificates ….) besides the Primary account
- Card holder has the ability to transfer from one account to another through BM ATMs
- Account balances inquiry that are linked to the card through BM ATMs 24/7
- Offers and discounts are being granted at the best commercial centers inside and outside Egypt through Visa explore application
- Exclusively offering local concierge for cardholders inside Egypt, which can be used through downloading Beyond Assistance Application on your mobile.
- Account balances inquiry that are linked to the card through subscribing to BM’s free service “Online Banking”, available on http://www.banquemisr.com/en
- Earn reward points through domestic and international spends, which can be redeemed through the following:
- Travelling All Over the World (Airline Tickets- Hotels-Car Rent)
- Electronic vouchers for purchases made at any of BM partner merchant outlets.
- Attaining many special products from BM partner merchant outlets through visiting BM Rewards Club website, which will couriered to your registered address
- Recharging Mobile Credit
- Ability to redeem the value of the point to cash transfer to your credit card
To register and manage your points, please visit: www.bmrewardsclub.com or call 19888
Usage Limits
| Usage Limits | Details |
| Limit of Online Purchasing Inside Egypt | 400,000 EGP Monthly With Maximum8 times Daily |
| Limit of Online Purchasing Outside Egypt | 400,000EGPMonthly With Maximum 8 times Daily |
| Purchase inside Egypt | No limit per day |
| Purchase outside Egypt | Equivalent to USD 12500 per month |
| Cash withdrawals from BM ATMsOther Banks’ ATMs & POS inside Egypt | Maximum EGP 20000 per day-Maximum12times per day |
| Cash withdrawals from BM POS inside Egypt | EGP 150000 Per day |
| Cash withdrawals from ATMs & POS outside Egypt | USD 750 per Month |
Fees and Commissions
| Fees and Commissions | Details |
| Card Issuance | EGP 100 |
| Renewal | EGP 100 Annually |
| Card Issuance for supplementary & renewal | EGP 100 |
| Replacement of Lost or Damaged Card | EGP 100 |
| Password setup /Reset password | EGP 15 |
| Card issued on day-to-day accounts | EGP 20 Annually |
| Cash Withdrawal using from BM ATM and POS networks | Free |
| Cash Withdrawal using ATM networks of other banks inside Egypt (via EBC network) | EGP 5 |
| Cash Withdrawal using ATM networks of other banks inside Egypt (Via VISA- MASTERCARD Network) | EGP 5 |
| Cash withdrawal using POS of other banks inside Egypt | EGP 10 + 0.33% (VISA+MASTERCARD) |
| Cash Withdrawal using ATM/POS networks of other banks outside Egypt | EGP 50 + 3% (VISA +MASTERCARD) |
| Account balance inquiry at BM ATM network | Free |
| Account balance inquiry using ATM network of other banks inside Egypt | EGP 2 per transaction |
| Account balance inquiry using ATM network of other banks outside Egypt | EGP 3 per transaction |
| Outside usage | 3% of the transaction’s total value |
| Customer disputed transactions that are not entitled to costumer, whether through (fax – email – mail – call center) | EGP 50 |
| Maximum number of debit cards for one customer | No Limit |