How to Open a Saving Account in B N P Paribas Account?
Open Account in B N P Paribas Account Account: Banks give a facility to open a savings account as a sole holder or in joint holding with more individuals. Joint accounts may have different modes of holdings such as ‘Anyone or Survivor’, ‘Joint’, etc. In the case of joint holding, all the applicants must furnish KYC formalities.
In order to open a savings bank account in B N P Paribas Account, you need to follow below-mentioned steps:
(1) Personally Visit B N P Paribas Account Branch
You need to visit the bank branch in which you want to open your account.
(2) Fill up the Account Opening Form (AOF) for Savings Account
Obtain the Savings Bank Account Opening Form and fill up all the necessary details of the customer’s information and other details in the different sections given in the prescribed form like name, address, contact number, email id, PAN, type of account to be opened, nominee’s name, etc.
(3) Attach Required (Mandatory) Documents with the Account Opening Form (AOF)
Some banks make it mandatory to provide a Permanent address and telephone number.
(4) Verification of Account Opening Form (AOF) & Other Documents by the Banker
The banker will verify the Account Opening Form (AOF) and other attached documents. If he is satisfied with these requirements, he will proceed further.
(5) Deposit the Minimum Balance Amount in your Savings Account as per your Savings Account requirement
After verification of the Account Opening Form (AOF) & Other Documents by the Banker, you will be allotted an account number and you will then be required to deposit the minimum required balance in your account as per your savings bank account type.
(6) Obtain Cheque Book, Passbook, Debit Card & Other Documents from the Bank
Once your account is successfully opened, the banker will hand over Cheque Book, Passbook, Debit Card & Other Documents to you and then you will be allowed to make transactions from your account.
How to Open Savings Bank Account in B N P Paribas Account Online?
In order to open a savings bank account in B N P Paribas Account online, you need to first check whether your bank gives you an option to open savings account online and if yes, then follow below mentioned steps:
(1) Go Online and Visit Bank’s Official Portal
You need to visit the bank’s Official Portal in which you want to open your account.
(2) Fill up Account Opening Form (AOF) for Savings Account
Initiate the process of account opening by filling up the Savings Bank Account Opening Form. You need to fill up all the necessary details such as customer’s information and other details in the different sections given in the prescribed form like name, address, contact number, email id, PAN, type of account to be opened, nominee’s name, etc.
(3) Upload Required Documents
In order to get verified, you can submit your KYC documents through a video call. For this purpose, you are required to provide access to your location, camera and microphone on your smartphone.
(5) Opening of Savings Account
After getting yourself verified through video call via step 4 mentioned above, your account will be opened and you will be allotted a Customer ID and account number by the bank
(6) Obtain Cheque Book, Passbook, Debit Card & Other Documents from the Bank
Once your account is successfully opened, the banker will send Cheque Book, Passbook, Debit Card & Other Documents to your communication address and then you will be allowed to make transactions from your account.
Important Points regarding Opening B N P Paribas Account Savings Account
- Research and select the bank paying maximum rate of interest under its savings account.
- Different Banks offer different rate of interest under Savings Account.
- Select a nearby bank branch.
- Fill the account opening form in CAPITAL LETTERS using black ink.
- Countersign in case of any overwriting while filling up the account opening form.
- Generally, private banks provide a relationship manager who takes care of any issues or queries related to your account.
- You must avail the nomination facility.
- Don’t forget to take the original KYC documents with you for verification purpose.
- Remember that in most of the savings accounts, maintenance of a minimum balance in account is required.
- You may choose one from various Savings Account Types offered by the bank.
- If your mailing address and permanent address are different, provide address proof documents for both.
- Some banks insist upon that the applicant(s) need to come to the branch, in person, for opening the account and will sign at the relevant places in the presence of a Bank Official.