BNP Paribas Revenue

BNP Paribas’ performances this quarter confirm its solid trajectory, with growth in revenues, a positive jaws effect and prudent risk management.

The Group’s diversified and integrated model and its ability to accompany clients and the economy in a comprehensive way continued to drive strong growth in revenues and results in the second quarter 2022.

With growth in net income averaging(1) +8.8% since the second quarter of 2019, profitability reinforced with a ROTE of 12.4%(2), BNP Paribas has a solid model generating growth above that of its underlying economy. These performances reflect its unique positioning in Europe stemming from its leading platforms.

The Group’s growth potential is proven and sustained by robust business momentum and by strategic developments finalized in 2021 and 2022. Loans outstanding increased by 8.1% compared to the second quarter 2021 and deposits by 7.3%. Growth is disciplined and accompanied by the objective of a positive jaws effect every year and in every division.

In addition, the Group benefits from long-term, prudent and proactive risk management, as illustrated, for example, in its ratio of cost of risk to gross operating income, which is one of the lowest in Europe.