Certificate Of Deposit Banque Misr

Belady Certificates of deposit in foreign currencies

Certificate Features

-The Central Bank of Egypt guarantees to the owners of the Certificates the right to transfer the redeemed amounts and interest in USD/EURO/AUD/GBP to the client’s account outside Egypt upon the customer request and without maximum limit for transfer

-Certificates to be purchased through E-Payment Cards issued by banks outside Egypt or through bank transfers

-The customer can transfer the amount of the certificate and its earned interest on its maturity date upon the customer request, with some fees exemptions applicable to outgoing transfers.

Belady certificates of deposit in USD

  1. The certificate can be issued for non-resident Egyptian individuals
  2. The certificate tenor is 1/3/5 years
  3. Minimum purchasing amount is USD 100 and its multiples
  4. The annual fixed interest rate is paid semi annually
  5. 1-year tenor Certificate can’t be redeemed
  6. 3-years tenor Certificate can be fully or partially redeemed after 6 months from issuance date and after 12 months from issuance date for 5-years tenor certificate


 Belady certificates of deposit in Euro

  1. The certificate can be issued for non-resident Egyptian individuals
  2. The certificate tenor is 1/3/5 years
  3. Minimum purchasing amount is EURO 100 and its multiples
  4. The annual fixed interest rate is paid semi annually
  5. 1-year tenor Certificate can’t be redeemed
  6. 3-years tenor Certificate can be fully or partially redeemed after 6 months from issuance date and after 12 months from issuance date for 5-years tenor certificate

Belady Certificates of deposit in Australian Dollar

  1. The certificate can be issued for non-resident Egyptian individuals
  2. The certificate tenor is 1/3/5 years
  3. Minimum purchasing amount is AUD 100 and its multiples
  4. The annual fixed interest rate is paid semi annually
  5. 1-year tenor Certificate can’t be redeemed
  6. 3-years tenor Certificate can be fully or partially redeemed after 6 months from issuance date and after 12 months from issuance date for 5-years tenor certificate

Belady Certificates of deposit in Sterling Pound

  1. The certificate can be issued for non-resident Egyptian individuals
  2. The certificate tenor is 1/3/5 years
  3. Minimum purchasing amount is GBP 100 and its multiples
  4. The annual fixed interest rate is paid semi annually
  5. 1-year tenor Certificate can’t be redeemed
  6. 3-years tenor Certificate can be fully or partially redeemed after 6 months from issuance date and after 12 months from issuance date for 5-years tenor certificate

Certificates of deposit Euro/GBP with variable interest

  • The certificate can be issued for individuals or corporate customers
  • The certificate tenor is 3 years
  • Minimum purchasing amount is EURO 500 and GBP 300 and its multiples
  • The annual interest rate is paid semi annually
  • The certificate can be fully or partially redeemed any Time.

El Ekhtiar certificates of deposit with accumulative interest rate in USD

  • The certificate can be issued for individuals or corporate customers
  • The certificate tenors are 3/5 years
  • The face value is USD 1000 and its multiples, and it is issued with a discounted value according to its period
  • The interest rate is compounded and paid at maturity in addition to its market value, so the client earns the nominal value at maturity
  • The certificate can be issued from any branch across Egypt
  • The certificate can be fully or partially redeemed after 6 months from issuance date for 3 years’ certificate and after 12 months from issuance date for 5 years certificate