Habib Bank Limited Reward Points

HBL CreditCard offers the most exciting rewards program, with no expiry of points. As an HBL Credit Cardholder* you are automatically enrolled in the Rewards Program.

Be rewarded every time you use your HBL CreditCard. Every 25 Rupees charged to your card gives you 1 point which you can use to redeem against annual fee waivers and a variety of offers, such as the latest gadgets, home appliances and dining & shopping vouchers. It’s a rewards program that lets you decide what you want.

In addition, as a HBL Platinum Credit Cardholder, you can also earn 3x the reward points on foreign currency spend.

*Not applicable on HBL FuelSaver CreditCard.

Categories

  • Digital World
  • Laptops
  • Smartphones
  • Home Appliances
  • Slice Your Bills
  • LED TVs
  • Personal Care
  • Prepaid Convenience
  • Signature Excellences
  • Timeless Precision
  • Leather Goods
  • Jewellery
  • Magazines
  • HBL Treasures
  • Enchanting Fragrances

Reward Points Balance

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​Easy ways to check your reward points balance:

Redeeming Points

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4 easy steps to redeem your reward points:

  1. Check your accumulated reward points balance in order to avail exciting offers available with HBL Rewards Program
  2. Choose your reward of choice by viewing the available offers in categories section
  3. Call HBL PhoneBanking at 111-111-425 and inform about the product name/product code you would like to avail as mentioned in the categories section
  4. HBL PhoneBanking staff shall redeem your accumulated points against the available product/voucher of your choice.
  5. The product/voucher shall be delivered at your mailing address registered with HBL