The Bank enjoys the status of the only international bank currently operating in Nepal. It is also the only Bank in Nepal accredited with ICRANP-IR AAA rating by ICRA Nepal as the safest bank regarding timely servicing of financial obligations.
Monthly Base Rate & Average Interest Spread
| MONTH | BASE RATE | AVERAGE INTEREST SPREAD |
|---|---|---|
| Ashwin 2079 | 9.26% | 3.87% |
| Bhadra 2079 | 8.45% | 4.40% |
| Shrawan 2079 | 8.40% | 4.39% |
| Ashadh 2079 | 8.81% | 4.23% |
| Jestha 2079 | 8.18% | 4.12% |
| Baisakh 2079 | 8.15% | 3.72% |
| Chaitra 2078 | 7.55% | 2.96% |
| Falgun 2078 | 7.41% | 2.92% |
| Magh 2078 | 6.36% | 3.26% |
| Poush 2078 | 6.83% | 2.66% |
| Mangsir 2078 | 6.00% | 2.71% |
| Kartik 2078 | 5.20% | 3.70% |
| Ashwin 2078 | 5.18% | 4.00% |
| Bhadra 2078 | 4.98% | 4.07% |
| Shrawan 2078 | 4.86% | 3.82% |
| Ashadh 2078 | 5.51% | 3.88% |
| Jestha 2078 | 5.03% | 3.87% |
| Baisakh 2078 | 5.35% | 4.14% |
| Chaitra 2077 | 5.33% | 4.05% |
| Falgun 2077 | 5.53% | 3.92% |
| Magh 2077 | 5.68% | 4.38% |
| Poush 2077 | 6.07% | 4.21% |
| Mangsir 2077 | 6.20% | 4.17% |
| Kartik 2077 | 6.30% | 4.04% |
| Ashwin 2077 | 6.61% | 4.33% |
| Bhadra 2077 | 6.57% | 4.25% |
| Shrawan 2077 | 6.70% | 4.40% |
| Ashadh 2077 | 7.00% | 3.63% |
| Jestha 2077 | 6.71% | 3.60% |
| Baisakh 2077 | 7.12% | 5.59%* *(without 2% rebate impact) |
| Chaitra 2076 | 7.27% | 5.32% |
| Falgun 2076 | 7.20% | 5.84% |
| Magh 2076 | 7.34% | 5.68% |
| Poush 2076 | 7.33% | 5.93% |
| Mangsir 2076 | 6.98% | 6.03% |
| Kartik 2076 | 7.49% | 5.53% |
| Ashoj 2076 | 7.63% | 5.58% |
| Bhadra 2076 | 7.39% | 5.57% |
| Shrawan 2076 | 7.55% | 5.39% |
| Ashadh 2076 | 7.63% | 4.45% |
| Jestha 2076 | 7.69% | 4.61% |
| Baisakh 2076 | 7.70% | 4.80% |
| Chaitra 2075 | 7.74% | 4.75% |
| Falgun 2075 | 7.75% | 4.63% |
| Magh 2075 | 7.67% | 4.50% |
| Poush 2075 | 7.55% | 4.84% |
| Mangsir 2075 | 8.47% | 4.76% |
| Kartik 2075 | 8.51% | 4.74% |
| Ashoj 2075 | 8.14% | 4.65% |
| Bhadra 2075 | 7.63% | 5.86% |
| Shrawan 2075 | 7.91% | 5.33% |
| Ashadh 2075 | 7.87% | 5.06% |
| Jestha 2075 | 7.75% | 5.79% |
| Baisakh 2075 | 7.57% | 5.39% |
| Chaitra 2074 | 7.20% | 5.23% |
| Falgun 2074 | 7.01% | 5.13% |
| Magh 2074 | 6.36% | 5.56% |
| Poush 2074 | 5.80% | 6.60% |
| Mangsir 2074 | 6.27% | 6.10% |
| Kartik 2074 | 6.53% | 5.59% |
| Ashoj 2074 | 6.47% | 5.73% |
| Bhadra 2074 | 6.50% | 4.87% |
| Shrawan 2074 | 6.69% | 5.07% |