Standard Chartered Bank Home Loan

Competitive rates and benefits to help you own your dream home.

Home Suite

  • Interest rate from4.2%
    p.a.* fixed for one year
  • Enjoy0processing or valuation fees*
  • No lifeInsuranceRequired

Maximum loan of AED 18 Million for up to 25 years, for residential and completed properties as per our list of approved developments.
*Terms & Conditions apply

Saadiq Home Finance

  • Profit rate from4.2%
    p.a.* fixed for one year
  • Enjoy0processing or valuation fees* and no life takaful requirement
  • Free propertyTakafulfor life

Maximum finance of AED 18 Million for up to 25 years, for residential and completed properties as per our list of approved developments
*Terms & Conditions apply

MortgageOne Account

  • Interest rate from4.9%
    p.a.* fixed for one year
  • Buy Out0processing fee when you transfer your home loan
  • Save on interestOffsetyour home loan interest while you save.

Maximum loan of AED 18 Million for up to 25 years, for residential and completed properties as per our list of approved developments.
*Terms & Conditions apply

SaadiqOne Account

  • Profit rate from4.9%
    p.a.* fixed for one year
  • Free propertyTakafulfor life
  • Save on profitOffsetyour home finance profit while you save

Maximum finance of AED 18 Million for up to 25 years, for residential and completed properties as per our list of approved developments.
*Terms & Conditions apply

Who can apply for a Standard Chartered home loan?

  • UAE resident
  • New or existing clients of the bank
  • Salaried or self employed
  • Minimum income of AED 15,000

How much finance amount can I qualify for?

Once you meet all our criteria, you are eligible for up to AED 18 Million on any residential and completed property as per our list of approved developments.

Does Standard Chartered finance properties anywhere in the UAE?

We finance completed residential properties in Freehold and Leasehold areas in Dubai and Abu Dhabi.

Is the Saadiq Home Finance Shariah compliant?

Yes. Saadiq Home Finance and Saadiq One Account are based on the Ijarah concept (‘rent to own) and have been approved by an independent Internal Shariah Supervision Committee.