Standard Chartered Bank Saadiq Credit Card

Enjoy the benefits of this Shariah-compliant credit card that is designed keeping you in mind.

Credit Card Features

Buy 1 Get 1 at Costa Coffee

Get a hot or cold coffee on us with the Buy 1 Get 1 Free offer, at any of the 150+ Costa Coffee outlets in the UAE.

Zero Cash Advance Fees

If you need to use your credit card at an ATM, you won’t be charged with a cash advance fee.

Medical and Travel Coverage*

With multi-trip travel coverage, Saadiq Cardholders and their families are covered on all trips up to 90 days in duration.

Visa Concierge Service*

From restaurant reservations to planning a special occasion, enjoy 24×7 personalised services with Visa Concierge.

Buyers Protection*

Buyers Protection provides you with an extra peace of mind when purchasing an eligible item (new item purchases only) using  your Saadiq card or payment device.

Tap to Pay With Mobile Wallet Payments

Supported by Apple Pay, Samsung Pay, Google Pay and Fitbit Pay, so you can tap to make payments at your convenience. Read More

Control Your Card From The SC Mobile App and Online Banking

Control how, when, and where your card may be used. Download the SC Mobile app from the Google Play Store, App Store, including Huawei AppGallery.

A Shariah-compliant Card That is Globally Accepted

You will only be charged a profit rate on the amount you carry forward to the next month, according to the Murabaha concept.

Approved by an Independent Shariah Supervisory Committee

The commitee comprises of three of the world’s most renowned and respected scholars in the field of Islamic banking.

25% off for YQ’s Specialist Airport Assist Services*

Ease your trip at 450+ destinations. Includes customs & immigration clearance, limo transfers, visa on arrival services and more.

Dine and Fly With DragonPass*

Enjoy exclusive discounts of up to 20% at over 200 airport restaurants around the world with DragonPass.

Careem Offers*

Get 20% off 3 Careem rides and 30% off 3 Careem Food & Shop orders every month when you pay with your Visa Signature card. Read More

Eligibility & Documents

UAE Residents (Expats)UAE Nationals

Application Eligibility

  • Age 21 to 60 years old
  • Minimum Monthly Income AED 8,000

Documents Required

  • Copy of Emirates ID / Passport and Visa copy
  • Salary Transfer Letter or Bank Statement/Salary Certificate
    Refer to application form for details

Key Charges

For more details on all other applicable fees and charges, please click here. Fees and charges are subject to change. All fees and charges listed are inclusive of 5% Value Added Tax (VAT), where applicable. **Primary credit card Annual Fee from the second year onwards will be waived if retail spends for the preceding 12 months exceeds AED 2000 or equivalent. ***You will be charged profit rate on the revolved amount.