Standard Chartered Bank Xtrasaver Account

Make your money work harder with an XtraSaver Account

Enjoy a high interest rate of 2.00% p.a. on your XtraSaver account. Let the account do the hard work for you. Available in AED & USD currencies.

Earn attractive interest, start with just AED 3,000

  • Earn 2.00% p.a. interest, calculated on your average monthly balance. Open an account with as little as AED 3,000.

Contactless debit card

  • Accepted all over the world. Enjoy 24/7 access to your funds for ATM withdrawals, online shopping or at merchant outlets. (Not available with USD account) *

Available in USD and AED currencies

  • No matter what the goal is, the XtraSaver account gives you the flexibility between AED & USD currencies to save and get higher returns on your savings.

Easy account access

  • Withdraw funds whenever you want** with convenient access to your account via phone banking, online banking and the SC Mobile app.


Example Savings Table 1*

Monthly Avg. Deposit Balance (AED)100,000150,000185,000275,000380,000382,000
 Interest Rate(p.a.)
 Monthly Interest(AED)20.8331.2575.00229.17633.33636.67
 Total Avg. Balance(AED)100,021150,031180,075275,229380,633382,637
**Only 3 debit transactions are allowed per month. Should there be more than 3 debit transactions in a month, the return earned will be 0% for that month.
*Interest is calculated based on the monthly average balance in the Account and paid on the last business day of each calendar month1 with no minimum balance requirement2

Key Charges

Fees and charges are subject to change. All fees and charges listed are inclusive of 5% Value Added Tax (VAT), where applicable.

Minimum initial depositAED 3,000 (or equivalent in foreign currency)
Minimum average monthly balanceAED 0
Monthly service chargeNil
Fall-below feeNil

Eligibility & Documents


  • Nationality
    • UAE Nationals, Residents, and Non-Resident individuals
  • AgeMinimum 18 years old


  • For Residents
    • Passport, Emirates ID, and Resident Visa
  • For Non Residents
    • Passport, Bank Statements, and Address proof