United Bank Limited Home Remittance

UBL introduces Branchless Banking Home Remittance Account that offers convenience of receiving foreign remittance directly into your account.


  • Instant account registration based on biometric verification
  • Receive Rs.2 airtime for every USD remittance in your Home Remittance Account
  • No initial deposit and minimum balance requirements     
  • Free cash withdrawals from a network of over 36,000 agents
  • Deposit up to Rs. 1.5 million in your account
  • Receive remuneration on your monthly average balance

How to Register?

You can now register yourself by following the below steps:

  • Visit your nearest UBL Omni Dukaan with original CNIC.
  • Provide your credentials and get yourself biometrically verified.
  • Upon successful verification, your account will be opened.
  • Your 11 digit Mobile Number is your Account Number.
  • Use your Mobile Number with a Branch Code 1256 or IBAN to receive Foreign Remittance in your account

Terms & Conditions*

  • Only individuals with Pakistani nationality can register for Home Remittance Account.
  • One CNIC holder can register for only one Home Remittance Account.
  • Credit in Home Remittance Account shall only be through foreign remittance.
  • Receive remittances in your Home Remittance Account based on your IBAN (International Bank Account Number).
  • Bank shall only forward the airtime posting to respective telecom operators and shall not be responsible for confirming posting status.
  • You can receive up to Rs. 1,500,000 worth foreign remittance, subject to maximum account balance.
  • Daily debit limit is of Rs. 50,000 and monthly cash withdrawal limit is of Rs. 500,000.

*UBL Omni Terms & Conditions for Branchless Banking Accounts apply.