- Benefit from our flexible, low-cost loans for expatriates.
- High salary multiples
- Competitive interest rates
- Loan consolidation available
- Simple documentation
- Credit life insurance
- Free ADCB Credit Card
- Up to two times salary overdraft
Keep in mind
- The interest rate mentioned on this page is applicable for Excellency/ Emirati Excellency customer segments. The applicable rate shall vary depending on customer segment and profile.
- Additional one-time fee is applicable for life insurance cover.
- Personal loan is granted against assignment of the customer’s salary and end of service benefit (gratuity) in favor of ADCB, which acts as security for the personal loan taken by the customer from ADCB.
- Service Guarantee is our promise to provide you a decision on your Personal Loan application within three working days. Hand over a complete set of documents to the sales or branch staff and send us an SMS to get started, SMS ‘P’ to 2626. Terms and Conditions apply, refer to adcb.com/serviceguarantee for details.