Pret Etudiant BNP Paribas

Offer reserved for individual customers who are capable adult students for a personal loan of €760 to €75,000 for a period of 4 to 144 months. Subject to acceptance of your file by BNP Paribas (lender). You have a statutory withdrawal period of 14 days.

(1)   Global Effective Annual Rate.
(2)   The formula presented corresponds to the standard rate for subscription to borrower insurance no. 4216-462 taken out with Cardif Assurance vie, for Death, Total and Irreversible Loss of Autonomy (PTIA) and Temporary Total Incapacity cover. of work (ITT) up to 100% of the borrowed capital, over the total duration of the loan. The cost of the insurance may vary according to the personal situation of the insured, his age and any additional premium following, in particular, medical formalities.

The AERAS agreement facilitates access to insurance and credit for people presenting an aggravated health risk. For any information, the vocal server on the AERAS Convention at 0 801 010 801 (Free service and call) or the BNP Paribas Customer Relations Center at 3477 (Free service + price of a call) are at your disposal.

IN DETAIL

Special student rate: for your projects

A rate specially dedicated to financing your needs during your studies to enable you to achieve your career goals.

A total delay of 12 to 60 months

During the total deferment (option taken at the time of subscription), the student only pays for the insurance (if subscribed).

A staggered availability of funds

This option taken at the time of subscription allows funds to be paid in several instalments (at each inflow, for example), by transfer to the loan deposit account and within the limit of the credit subscribed.

Specific system dedicated to scholarship students without a guarantor

Loan dedicated to adult students, French state scholarship holders and the conference of the Grandes Ecoles referenced on this site:  https://www.cge.asso.fr/

The device is limited to 20 million euros in 2022 for all student loans without guarantor.

Loan at the nominal rate of 1.50% up to €20,000 over a maximum period of 96 months (deferred period included up to a maximum of 60 months)
Conditions: not to hold a student loan (excluding prelib campus)

Document to be provided: valid student card or certificate of education + notification of conditional or final grant award.