Abu Dhabi Islamic Bank Personal Loan

At ADIB, we constantly look for ways to help you in your life through our Personal Finance solutions, now with finance amount up to AED 1 million for expats and AED 3 million for UAE nationals!


Documents you’ll need

  • Original and copy of valid passport (with valid residence visa for expatriates)
  • Original and copy of valid Emirates ID
  • Fresh salary transfer letter / Salary certificate addressed to ADIB
  • Three months bank statement (if salary not credited to ADIB)

Important Information

  • Salary transfer is required
  • Employees of approved list of employers in ADIB
  • Minimum salary is AED 8,000
  • Minimum age at time of application should be 21 years
  • Maximum age at time of completion of finance tenor should be:
    • For UAE Nationals 65 years
    • For expatriates 60 years

Banking Services and Tariff Board​
Personal Finance Terms and Conditions
Key Facts Statement​​​

Key Benefits

Finance amounts up to AED 3 Million for UAE nationals and AED 1 Million for expatriates

Competitive profit rate

Flexible repayment terms up to 48 months

2 instalment postponements without fee​

Pre-approval in 30 minutes​

Up to 120 days grace period​