Documents you’ll need
- Original and copy of valid passport (with valid residence visa for expatriates)
- Original and copy of valid Emirates ID
- Fresh salary transfer letter / Salary certificate addressed to ADIB
- Three months bank statement (if salary not credited to ADIB)
Important Information
- Salary transfer is required
- Employees of approved list of employers in ADIB
- Minimum salary is AED 8,000
- Minimum age at time of application should be 21 years
- Maximum age at time of completion of finance tenor should be:
- For UAE Nationals 65 years
- For expatriates 60 years
Banking Services and Tariff Board
Personal Finance Terms and Conditions
Key Facts Statement
Key Benefits
Finance amounts up to AED 3 Million for UAE nationals and AED 1 Million for expatriates
Competitive profit rate
Flexible repayment terms up to 48 months
2 instalment postponements without fee
Pre-approval in 30 minutes
Up to 120 days grace period