Enjoy up to 10% cashback* with an X card Every time you spend online, in foreign currency, or via a mobile wallet
Credit Card Features
Buy 1 Get 1 at Costa Coffee
Get a hot or cold coffee on us with the Buy 1 Get 1 Free offer, at any of the 150+ Costa Coffee outlets in the UAE.
25% Off for YQ’s Specialist Airport Assist Services*
Ease your trip at 450+ destinations. Includes customs & immigration clearance, limo transfers, visa on arrival services and more.
Medical and Travel Insurance*
With multi-trip travel insurance, X Cardholders and their families are covered on all trips up to 90 days in duration.
Visa Concierge Service*
From restaurant reservations to planning a special occasion, enjoy 24×7 personalised services with Visa Concierge.
Buyers Protection*
Buyers Protection provides you with an extra peace of mind when purchasing an eligible item (new item purchases) using your X card or payment device.
Tap to Pay With Mobile Wallet Payments
Supported by Apple Pay, Samsung Pay, Google Pay and Fitbit Pay, so you can tap to make payments at your convenience. Read More
Control Your Card From the SC Mobile App and Online Banking
Control how, when, and where your card may be used. Download the SC Mobile app from the Google Play Store, App Store, including Huawei AppGallery. Read More
Dine and Fly With Dragonpass*
Enjoy exclusive discounts of up to 20% at over 200 airport restaurants around the world with DragonPass.
Careem Offers*
Get 20% off 3 Careem rides and 30% off 3 Careem Food & Shop orders every month when you pay with your Visa Signature card. Read More
Cashback on Online Spends Terms and Conditions
Save more when you spend online with the Platinum X credit card. You will be rewarded for all your online transactions in AED. For example:
All ride hailing apps (e.g. Careem)
All travel booking sites (e.g. tajawal.ae)
All food delivery apps (e.g. Deliveroo)
All shopping sites (e.g. souq.com)
– and everything else you can think of that’s online.
Cashback amounts vary depending on your overall monthly spending. Refer to the table below.
| TOTAL SPENDS (AED) | CASHBACK PERCENTAGE ON ONLINE SPEND | MAXIMUM CASHBACK PER MONTH ON ONLINE SPENDS (AED) |
|---|---|---|
| 0 – 2,499 | 0% | 0 |
| 2,500 – 14,999 | 3% | 100 |
| 15,000 – 29,999 | 5% | 200 |
| 30,000 and above | 10% | 400 |
Cashback on Foreign Currency Spends Terms and Conditions
From the flight and hotel bookings to dining and touring in your favourite international city – if you pay in any foreign currency on trips abroad, you will earn cashback.
And don’t forget, foreign currency spends can also include online purchases.
Cashback amounts vary depending on your overall monthly spending. Refer to the table below.
| TOTAL SPENDS (AED) | CASHBACK PERCENTAGE ON FOREIGN CURRENCY SPEND | MAXIMUM CASHBACK PER MONTH ON FOREIGN CURRENCY SPENDS (AED) |
|---|---|---|
| 0 – 2,499 | 0% | 0 |
| 2,500 – 14,999 | 3% | 100 |
| 15,000 – 29,999 | 5% | 200 |
| 30,000 and above | 10% | 400 |
Cashback on Mobile Wallets Terms and Conditions
You can earn cashback on every single thing you can buy over the counter every day. Say goodbye to your physical wallet forever.
Your Mobile Wallet can now give you up to 10% cashback on every one of your AED purchases made via Apple Pay, Samsung Pay and Google Pay in all your favourite outlets.
Cashback amounts vary depending on your overall monthly spending. Refer to the table below.
| TOTAL SPENDS (AED) | CASHBACK PERCENTAGE ON MOBILE WALLET SPEND | MAXIMUM CASHBACK PER MONTH ON MOBILE WALLET SPENDS (AED) |
|---|---|---|
| 0 – 2,499 | 0% | 0 |
| 2,500 – 14,999 | 3% | 100 |
| 15,000 – 29,999 | 5% | 200 |
| 30,000 and above | 10% | 200 |