Ajman Bank Home Finance

Ajman Bank’s Consumer Banking flagship product is their Shariah-compliant Home Finance product catering to residents & Non-Resident individuals (Salaried or Self Employed) who are interested in buying residential properties or Investment Real Estate properties.

With Ajman Bank customers can buy their dream property by getting the finance and repaying the amount in installments on monthly basis. These properties can be in form of Apartments, Villas, Townhouses, compound villas, buildings, and residential and industrial land, which can be registered in the respective emirate’s Land’s department.

Types of properties being financed

  • Ready Properties
  • Under-Construction Properties
  • Equity Release
  • Government Housing Program
  • Land Finance
  • MAP

For computation of Home Finance variable rental rate, please visit the Central Bank of UAE website (https://www.centralbank.ae/en/services/eibor-prices)” to know the  1/3/6 months EIBOR (as applicable).

Terms & Conditions Apply

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Ready Properties

  • Individual (Salaried or Self Employed) who are interested in buying completed residential properties in the form of Apartments, Villas, Townhouses, compound villas, buildings, etc. Ajman BankRead More

Under-Construction Properties

  • Under this product variant, customer approaches the Bank and requests for financing in order to construct a house or villa. The customer would either opt for self-construction or construction throughRead More

Govt. Housing Program

  • The federal and local governments in UAE are providing housing assistance to UAE nationals through prominent housing programs which are (but are not limited to):- National Housing LoanRead More

Land Finance

  • Ajman Bank launched Land Finance in 2014 as a unique and innovative Shariah compliant offering for both UAE Nationals and Expatriates to purchase land for purpose of investment or construction forRead More


  • MAP is unmatched mortgage finance that makes home ownership really affordable. With initial low investments you can move into your ready home and pay really low installments: Pay as low as AEDRead More