Virtual Debit Card is an electronic Debit Card which is designed for our customers to facilitate the changing needs of customers for doing online ecommerce transactions along with convenience & security. The virtual cards will be issued to new customers as well as existing customers through our Mobile Banking – bob World.
Virtual Debit Card : Benefits
- Instant activation
- Safety and security
- Saves time and energy
- Pay utility bills, book flight/rail/bus tickets, shop online, etc.
Virtual Debit Card : Features
- Virtual Debit Card can be self generated from Mobile Banking – bob World app.
- Easy Blocking and unblocking
- Facilitates cashless transactions
- Easy and convenient to use.
Virtual Debit Card : Eligibility Criteria
- The Card can be issued to Individual accounts holder / Self-Operated Savings, Current and Overdraft accounts. For joint accounts, with operating instructions as “Either or Survivor” and “Any one or Survivor” the card can be issued to anyone or all the joint account holders.
Virtual Debit Card : Fees & Charges
- Currently, there is no Virtual debit card issuance fees. However, once the card is converted in to physical then the fees (issuance/annual) applicable for physical Debit Cards will be levied.
- Please note, the fees are subject to change from time to time at the sole discretion of Bank / RBI etc. Refer circular for variant wise fees details. For other service charges related queries, please refer to Debit Card section on our Bank’s website URL: Https://Www.Bankofbaroda.In/Interest-Rate-And-Service-Charges/Service-Charges