We thank you for your interest in Roshan Digital Account (RDA) for Non-Resident Pakistanis. Please provide your feedback on the overall user experience, suggestions, and complaints (if any) for further improvement at [email protected] or call at +92 21 111 555 425. You can also contact us on Twitter@HBLPak or on our Facebook Page
HBL Customers may also share their feedback and suggestions related to Roshan Digital Accounts to the State Bank of Pakistan (SBP) at [email protected]. For further information on Roshan Digital Account from the State Bank of Pakistan, please visit http://www.sbp.org.pk/RDA/index.htmlor email [email protected]
eBanc Roshan Digital Account is a unique opportunity for Overseas Pakistanis to open an account with HBL from the comfort of their homes. Customers can open an eBanc Roshan Digital Account to channel Remittances for further investments in securities via CDC, Government issued Bonds, real estate investments, and other legitimate purposes as allowed by the State Bank of Pakistan.
FEATURES
- No minimum balance requirement
- Customer can open a Foreign Currency Value Account (USD, GBP, EUR, SAR, AED, CAD & CNY) or an NRP Rupee Value Account*
- All of these accounts are fully repatriable.
- Accounts can be fed by Foreign Inward Remittances originating from Banks and Exchange Companies only.
- Account to be opened by Non-Resident Pakistanis only
- Joint Account available.
- Accounts are funded through foreign remittance only.
- No Local credits allowed. Credits allowed to the extent of proceeds received from permissible investments made from the account.
- Account to be opened in 48 hours if everything is in order.
- Mobile Banking App and Debit Card Available
- Islamic Banking variant also available
*No charge is applied by HBL on incoming remittances. However Correspondent Bank charges may apply. Kindly confirm the charges from the Remitter Bank prior to the transaction.
As defined in the chapter 6 & Chapter 8 of the Foreign Exchange Manual.
http://www.sbp.org.pk/epd/2020/FEC2.htm
http://www.sbp.org.pk/epd/2020/FEC1.htm
HOW TO APPLY
Customers can fill out our Online Digital Form. Please click here to access & submit the same
If you need assistance at any time in the account opening process, kindly contact us through the LIVE chat facility available or email us at [email protected] and a bank representative will contact you within 2 working days to guide you through the account opening process.
Note: In case of any discrepancy in the documents, customers will be informed through email or Video/Recorded call for rectification and will need to send the missing/additional or amended documents.
DOCUMENTS REQUIRED
Please note that you will need to submit the following documents along with your Account Opening Form.
- Scanned CNIC/ NICOP/ POC
- Scanned copy of original Passport (first 2 pages) (Pakistani and/or another passport)
- Proof of NRP status (e.g. scanned copy of visa, entry/ exit stamps, etc.)
- Proof of Profession and Source of Income/Funds (e.g. scanned copy of job card/work ID, tax return, rent agreement, salary slips, etc.)
- For salaried individuals: job certificate/salary slips (any one document)
- For business persons: tax return/rent agreement / any other proof of income (any one document)
- Please find a detailed list here
- LIVE Photograph
Detailed Terms and Conditions are available here
ADDITIONAL INFORMATION
- Customers can now avail reduced correspondent bank charges* on all their RDA related remittances to HBL. Kindly use the BIC/SWIFT HABBPKKARDA when sending funds to your RDA in HBL
- Customers may also be contacted online or through video call by an HBL representative for due diligence. The online verification session will be recorded for quality assurance.
- Customers can also request for any changes to their account such as personal details etc. by sending instructions through their registered email address to [email protected]
- The COVID-19 testing will be done free of charge for the RDA customers with the cost of testing borne by HBL. Please click here to view the list of collection points for COVID-19 sampling.Click here
For complaints, please email us on [email protected]
*Rates vary from USD 7 to USD 9 depending upon the correspondent bank used